Central bank data shows, at present the national POS and ATMterminal to support the transformation of the chip card rate reached 99.6% and 99.5% respectively, the chip card has become new mainstream bank RFID card / inlay.
Chip card using environment has basically, however cost for"core" has no clear view. At present, the cost of the chip cardevery 8 to 10 yuan, is 10 times the magnetic stripe card. Nearly3400000000 pieces of magnetic stripe card to replace the chip card, will cost tens of billions of dollars.
Bank card for "core" who should pay the bill? Banks and consumers each sticks to his argument.
Reporters in the Sales Department of Beijing many banks around Financial Street to understand, for "core" generally charge a fee for 3 to 20 yuan, only to the star customer free. In for the "core" on the problem, the bank clearly more to consider is the system upgrade, brought about making chip rising operating costs.
"If we change the chip card money, I certainly don't change." The undergraduate students of Chongqing University Zhang Junyi said, to change the card was relatively trouble, charge is moreno power. Zhang Junyi's attitude can represent the majority of consumers voice. Beijing people Li Yue said: "this money should of course the banks, bank a year from the bank card customerhere earned a lot of money, to change the card should be a part of the customer service."
"Safety is the lifeline of the financial payment transactions.Change the 'core' is to block the loopholes, more safety, costshould be borne by the bank." Third party as banks andconsumers -- bank card acquirer Epro CEO Tang Bin look clearly.