Recently, bank card for card message of public concern. The 27 reporters from the city people's Bank to know, at present 17 of Zhangzhou City Commercial Bank has been issuing financial IC card, the 2014 Zhangzhou area of new financial IC card in the proportion reached 94.3%.
Financial IC card high security has issued nearly 3000000 copies
The people's Bank of science and technology related to the person in charge, the magnetic stripe card easily copied,frequently occurring in the past users of funds stolen case. The criminal is common practice, in the slot to install a machine bankteller machine, the machine can read magnetic stripe cardinformation. While the use of the chip card, when human want to force to read the information in the card, the card chip will normally be destroyed automatically, can not easily be copied,stolen brush, so the bank card security is greatly improved.
It is understood, Zhangzhou as the second batch of nationalfinancial IC card pushing on the construction of pilot city, hasissued nearly 3000000 chip card.
Quick flash pay a Kakeduo used
Compared with magnetic card, IC card financial function is more complete, among them, "flash pay" (Quick Pass) is a major bright spot function. Users need only in the ATM machine, or having operation earmarking function on POS machine, or by bank outlets counter, can be arbitrary amounts to 1000 yuan of the following formula IC card electronic cash account, can be in aparticular consumer sites achieve beat card consumption, noneed to enter the password and signature. This function saves the change in practical transactions cumbersome, let small consumer more convenient. It is understood that the majority ofsupermarkets in Zhangzhou have been equipped with suitableflash non-contact POS machine to pay function. In addition, the urban area of Zhangzhou more than 500 taxi can also useelectronic cash payment, the bus also is in intensify reform, is expected in the near future also can realize the essential card payment.
In addition, the financial IC card can also realize multi applicationin education, health and other fields. Such as the use of campus financial IC card, not only can be used to deposit and transfer,also can be used as a library school student management,library card, canteen, dormitory access card to use meal card. At present, Fujian Normal University, Zhangzhou Institute of science and technology have been achieved in the application, a multi-purpose card, make the financial IC card has an advantage more.
To change the card cost high future will receive card fee
The reporter understands, because of the financial IC cardlaunched, accepting environment has not yet fully improved,composite card currently banks issuing financial IC card belong to the chip and magnetic stripe coexist, the future will be gradually introduced a single chip card.
Relevant responsible person also told reporters that the financial IC card cost is very high, has just launched, an IC card costabout 20 yuan, the current cost still needs about 8, 9 yuan, anda magnetic stripe card cost only a few cents. At present, most of the bank card changing both the implementation of free card fees, only charge a fee, some banks even for free card, but from next year, banks to change the card will gradually return tocharge fees to customers.
It is worth mentioning that, according to statistics, the city currently has 8770000 pieces of magnetic stripe card, a large part of which is no longer in use "sleep cards". "The financial IC card after the promotion, a lot of people do not take the old cardto the counter to replace the new card, but choose to apply for a new card." City People's bank staff to remind the public, for the new card, do not arbitrarily discarded or sold, no longer usemagnetic stripe card, such "sleeping cards" containing the user's personal information, should be properly kept.